Title: Receiving Payment through Credit Cards or Checks Question: Will I be considered to engage in Riba if I accept payment by credit card, even if I didn't pay or receive any interest in the process? As a merchant account holder I may incur a setup fee at the beginning, an annual fee like ordinary credit card holder and transaction commission for each sale. Is any of these payments Riba ? Assume that the purchaser is someone who always pays interest to the credit card company because he never pays his account in full every month. Will I be considered engage in Riba if I accept credit card payment from him? Will I be considered to engage in riba if the customer pays using a cheque from a bank, which conduct Riba business, but I deposit the cheque into an Islamic Bank or bank which do not engage in Riba transactions? Answer: There is absolutely nothing wrong in accepting payment through credit cards or through checks (cheques). 22 nd June 2000